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Transfer your Home Loan to HDFC Home Loans for Zero Processing Fees

This is a great news for salaried applicants that HDFC won't be charging any processing fees. This will save thousands of rupees of yours! 

  • Adjustable Rate Home Loan
  • A Home Loan under the Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). If there is a change in our RPLR, the interest rate on your loan will be revised once in three months depending on the date of your first disbursement with or without a change in EMI. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting usually in an extension of term of the loan, and vice versa when the interest rate decreases.

  • TruFixed Home Loan – 2 / 3 Year Fixed Rate Variant

    A TruFixed Home Loan offers you a part fixed rate term and a part adjustable rate term. Under this variant of the TruFixed Home Loan, you can avail of a fixed rate for a maximum term of 2 / 3 years, post which the loan will automatically convert to an adjustable rate, adding up to a total term of 20 years.

Home Loan Interest Rates - New Homes

FOR SALARIED
Special Interest Rate Offer For Limited Period Under Adjustable Rate Home Loan For Login Before July 31, 2017 And First Disbursement On Or Before August 31, 2017.

RPLR: 16.15%

Loan Slab Interest Rates (% p.a.)
For Women* (upto 30 lakhs) 8.35 to 8.85
For Others* (upto 30 lakhs) 8.40 to 8.90
*Above 30 lakhs and upto 75 lakhs 8.50 to 9.00
*Above 75 lakhs 8.55 to 9.05

*The above ROI/EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The rates above are variable in nature and linked to HDFC's RPLR and shall fluctuate according to the movement in the same. This is a limited period offer and is subject to change. All loans at the sole discretion of HDFC Ltd. Special Offer for a Limited Period ending on July 31, 2017 and first disbursement on or before August 31, 2017.

TruFixed Loan – 2 Year Fixed Rate Variant

RPLR: 16.15%

Loan Slab Interest Rates During The 2 Year Fixed Rate Term (% p.a.)
For Women* (upto 30 lakhs) 8.35 to 8.85
For Others* (upto 30 lakhs) 8.40 to 8.90
*Above 30 lakhs and upto 75 lakhs 8.50 to 9.00
*Above 75 lakhs 8.55 to 9.05

 

Home Loan Interest Rates - Resale Homes

FOR SALARIED
Special Interest Rate Offer For Limited Period Under Adjustable Rate Home Loan For Login Before July 31, 2017 And First Disbursement On Or Before August 31, 2017.

RPLR: 16.15%

Loan Slab Interest Rates (% p.a.)
For Women* (upto 30 lakhs) 8.35 to 8.85
For Others* (upto 30 lakhs) 8.40 to 8.90
*Above 30 lakhs and upto 75 lakhs 8.50 to 9.00
*Above 75 lakhs 8.55 to 9.05

*The above ROI/EMI is applicable for loans under the Adjustable Rate Home Loan Scheme of Housing Development Finance Corporation Limited (HDFC) and is subject to change at the time of disbursement. The rates above are variable in nature and linked to HDFC's RPLR and shall fluctuate according to the movement in the same. This is a limited period offer and is subject to change. All loans at the sole discretion of HDFC Ltd. Special Offer for a Limited Period ending on July 31, 2017 and first disbursement on or before August 31, 2017.

TruFixed Loan – 2 Year Fixed Rate Variant

RPLR: 16.15%

Loan Slab Interest Rates During The 2 Year Fixed Rate Term (% p.a.)
For Women* (upto 30 lakhs) 8.35 to 8.85
For Others* (upto 30 lakhs) 8.40 to 8.90
*Above 30 lakhs and upto 75 lakhs 8.50 to 9.00
*Above 75 lakhs 8.55 to 9.05

 

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